
About Us
Just Insurance Agency is an independent,
Missouri licensed insurance agency.
Your Trusted Independent Insurance Agent
With over 25 years of industry experience, Just Insurance provides personalized coverage solutions from many of the nation's leading insurance providers. As an independent agency, we work for you—not the insurance companies—ensuring you get the right protection to fit your needs.
Visit us at our convenient location or let us come to you.
Contact us today for a free, no-obligation quote.


What does it mean to be an Independent Insurance Agent
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Being an independent insurance agency means the agency is not tied to any one insurance company. Instead, we work with multiple insurance carriers to offer a wide range of policy options. Here's what that means to you:
Key Features of an Independent Insurance Agency:
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Access to Multiple Carriers
Independent agents can compare policies, coverage options, and pricing across several insurance companies to find the best fit for each client.
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Client-Focused Service
Because they don’t work for a single insurer, independent agents prioritize the customer’s needs over the interests of any one company.
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Objective Advice
They offer unbiased guidance, helping you understand your choices and select the right coverage based on your situation—not sales quotas.
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Long-Term Relationship
Independent agencies often build long-term relationships with clients, assisting with claims, policy reviews, and adjustments as life circumstances change.
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Personalized Support
They typically provide more personalized service compared to large direct-to-consumer insurers, often offering in-person consultations and local support.
In short, an independent insurance agency acts as an advocate for you, offering flexibility, choice, and personalized attention.
Proudly serving St. Louis and surrounding communities:
West Florissant Location (St. Louis County):
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Dellwood
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Ferguson
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Florissant
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Hazelwood
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University City
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Maryland Heights
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Creve Coeur
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Brentwood
St. Charles Location (St. Charles County): COMING SOON!
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St. Charles
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St. Peters
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O'Fallon
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Wentzville
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Lake St. Louis