Homeowner's & Rental Insurance Tailored to Your Life
Protect What Matters Most with Just Insurance Agency
At Just Insurance Agency, we understand that your home—whether owned or rented—is more than just a place to live. It’s where your life happens. That’s why we offer personalized homeowners and renters insurance solutions designed to protect your property, your belongings, and your peace of mind.
Homeowners Insurance Benefits
Whether you're a first-time buyer or a long-time homeowner, our coverage gives you confidence knowing you're protected against life’s uncertainties.
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Protection for Your Home
Covers repairs or rebuilding costs due to fire, storms, vandalism, and other covered damages.
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Coverage for Your Belongings
Safeguards personal property—like furniture, appliances, and electronics—against theft or damage.
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Liability Support
Shields you from legal costs if someone is injured on your property or if you accidentally cause damage to others.
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Temporary Living Expenses
If your home becomes uninhabitable, we cover the cost of temporary housing and daily living needs.
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Meets Mortgage Requirements
We ensure your policy complies with lender requirements—keeping your loan and home protected.
🛋️ Renters Insurance Benefits
Renting? You still need coverage. Our renters policies provide valuable protection at an affordable price.
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Protection for Personal Items
Even if you don’t own the building, your personal belongings still deserve coverage.
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Liability Coverage
Provides protection if you’re responsible for injury or property damage to others.
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Coverage for Temporary Relocation
Pays for housing and additional expenses if your rental becomes temporarily unlivable.
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Budget-Friendly Plans
High-value coverage without the high cost—tailored to fit your lifestyle and budget.
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Worldwide Protection
Coverage can extend beyond your home to protect your items wherever you go.
Why Choose Just Insurance Agency?
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Local Expertise, Personal Service
As an independent agency, we work for you, not the insurance companies. That means we shop top-rated carriers to find the best fit—at the best rate—for your specific needs.
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Customized Coverage
No one-size-fits-all policies here. We take time to understand your situation and build a policy that truly protects what matters.
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Ongoing Support
From quote to claim, we’re here every step of the way. Accessible, accountable, and always in your corner.
Get a Free Quote Today
Let Just Insurance Agency help you secure the right protection—without the guesswork.
Call us at 314-381-0800
Serving St. Louis and St. Charles County
Just Insurance Agency – Better Safe Than Sorry.